Living in the UK
4. TRANSPORT
4.4. Owning and maintaining a car/vehicle
MOT Test 
The MOT test checks that your vehicle meets road safety and environmental standards. If your car is more than 3 years old, it must have an MOT test every year. This is a test to make sure that the car is working safely. This can be done in a garage (with a special blue MOT sign outside).The maximum fee for a car is £54.85 and £29.65 for a standard motorcycle. If there is a problem with the car, the garage will charge you more money to fix it. Check with the garage how much this will cost. You can be fined up to £1,000 for driving a vehicle without a valid MOT and your insurance will be invalid should you need to claim.
Click here: Get and check MOT
Vehicle Insurance
You must have motor insurance to drive your vehicle on UK roads. Third party insurance is the legal minimum. You may want to use an Insurance broker. This website has information about different kinds of insurance and a list of the big insurance companies.
Tax your vehicle
You must tax your vehicle even if you do not have to pay anything, for example if you’re exempt because you’re disabled. You’ll need to meet all the legal obligations for drivers before you can drive. Tax your car, motorcycle or other vehicle using a reference number from: a recent reminder (V11) or ‘last chance’ warning letter from DVLA. your vehicle log book (V5C) - it must be in your name. the green ‘new keeper’ slip from a log book if you’ve just bought it. You can apply online: Vehicle Tax Or 